My transaction failed but I was debited
What happens when a payment fails but money left your account.
Last updated June 1, 2026
If a transaction failed but you were still debited, the amount is typically reversed automatically.
What to do
- Check your transaction history for the failed entry and its status.
- Allow time for an automatic reversal to land back in your account.
- Keep a note of the transaction date, amount and reference.
- Do not repeat the payment until you confirm the outcome.
Most failed-but-debited amounts are returned without you doing anything. The reversal can take a little time depending on the network.
If the amount has not returned after a reasonable wait, see A transfer was reversed (/personal/troubleshooting/transfer-reversed) or contact support@boldswitch.ng with the reference so the team can investigate.
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