I've reached my account limit
Understand your tier limits and how to lift them by verifying your business.
Last updated June 1, 2026
If transactions are being blocked, you may have hit your tier limit. Here's how to lift it.
Know your limits
| Tier | Daily collections | Wallet ceiling |
|---|---|---|
| Tier 1 (BVN + NIN) | up to ₦200,000 | up to ₦500,000 |
| Tier 2 (+ CAC + address) | up to ₦5,000,000 | up to ₦20,000,000 |
Enterprise customers can request fully custom limits.
Lift your limit
- Open Settings, then Verification, then Business Documents.
- Upload your CAC certificate of incorporation, your TIN if you have one, and a proof of address (under 3 months old).
- We review, usually within one working day, and upgrade you to Tier 2.
Need even higher limits?
Enterprise customers can request custom limits. Contact sales for a quote.
Tip: Daily limits reset each day. If you've simply hit today's cap, the rest clears tomorrow, verifying to Tier 2 raises the cap for good.
What's next
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