Collect via bank transfer
Share your virtual account number and accept a transfer from any Nigerian bank.
Last updated June 1, 2026
Every business gets a virtual account number, so any Nigerian bank can transfer money straight to your Boldswitch balance.
Take a bank transfer
- Find your virtual account number in the app under your account or wallet details.
- Share the account number and bank name with your customer.
- They send a transfer from their own bank app.
- The money settles to your balance, usually within seconds.
Fees
Inbound bank transfers cost a flat ₦25 per transaction. Transfers between Boldswitch users are always free.
Tip: Create sub-accounts to give different customers, branches, or campaigns their own account numbers, so transfers are easy to reconcile.
Learn more in your business virtual account number explained (/business/virtual-accounts/virtual-account-number-explained), or compare costs in collection fees and settlement times (/business/payment-collection/collection-fees-settlement).
Need help? Email support@boldswitch.ng.