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Set spending limits

Cap how much can be spent on a card to stay in control of your money.

Last updated June 18, 2026


Set a spending limit so a card can never spend more than you intend.

Set a limit

  1. Tap Cards and select the card.
  2. Open Card settings.
  3. Tap Spending limit.
  4. Enter the limit you want, then save.

Once a card reaches its limit, further purchases are declined until you raise the limit or it resets.

Card limits at a glance

Each card also has built-in limits on how much it can hold and how large a single transaction can be.

CardBalance limitSingle transaction limit
USD card100,000 dollars10,000 dollars
NGN card10,000,000 naira1,000,000 naira

Limits are great for subscriptions. Set a limit just above the monthly charge so a surprise price increase can't sneak through.

Next steps

Need more help? Contact support@boldswitch.ng.

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