Set spending limits
Cap how much can be spent on a card to stay in control of your money.
Last updated June 18, 2026
Set a spending limit so a card can never spend more than you intend.
Set a limit
- Tap Cards and select the card.
- Open Card settings.
- Tap Spending limit.
- Enter the limit you want, then save.
Once a card reaches its limit, further purchases are declined until you raise the limit or it resets.
Card limits at a glance
Each card also has built-in limits on how much it can hold and how large a single transaction can be.
| Card | Balance limit | Single transaction limit |
|---|---|---|
| USD card | 100,000 dollars | 10,000 dollars |
| NGN card | 10,000,000 naira | 1,000,000 naira |
Limits are great for subscriptions. Set a limit just above the monthly charge so a surprise price increase can't sneak through.
Next steps
Need more help? Contact support@boldswitch.ng.
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