BoldswitchBoldswitchHelp
Boldswitch sites:Personal appBusinessBlog

Fund your card

Top up your virtual card from your wallet balance so it's ready to spend.

Last updated June 18, 2026


Move money from your wallet to your virtual card to spend online.

Add money to your card

  1. Tap Cards and select the card you want to fund.
  2. Tap Fund (or Add money).
  3. Enter the amount to move from your wallet balance.
  4. Review and confirm.

Your card balance updates instantly and you can start spending right away.

Funding fees and limits

On a USD card, the minimum top-up is 3 dollars and you can fund up to 100 dollars per top-up. The funding fee is 1.50 dollars (up to 2.5 percent). On an NGN card, the funding fee is a flat 50 naira.

CardMinimum fundingFunding feeCap per top-up
USD card3 dollars1.50 dollars (up to 2.5 percent)100 dollars
NGN card50 naira (flat)

Keep a little buffer on your card for currency conversion and merchant holds, so a purchase doesn't get declined for being a few cents short. Paying in a currency other than USD adds an extra 3 percent.

Next steps

Questions? Reach us at support@boldswitch.ng.

Was this article helpful?