Fund your card
Top up your virtual card from your wallet balance so it's ready to spend.
Last updated June 18, 2026
Move money from your wallet to your virtual card to spend online.
Add money to your card
- Tap Cards and select the card you want to fund.
- Tap Fund (or Add money).
- Enter the amount to move from your wallet balance.
- Review and confirm.
Your card balance updates instantly and you can start spending right away.
Funding fees and limits
On a USD card, the minimum top-up is 3 dollars and you can fund up to 100 dollars per top-up. The funding fee is 1.50 dollars (up to 2.5 percent). On an NGN card, the funding fee is a flat 50 naira.
| Card | Minimum funding | Funding fee | Cap per top-up |
|---|---|---|---|
| USD card | 3 dollars | 1.50 dollars (up to 2.5 percent) | 100 dollars |
| NGN card | — | 50 naira (flat) | — |
Keep a little buffer on your card for currency conversion and merchant holds, so a purchase doesn't get declined for being a few cents short. Paying in a currency other than USD adds an extra 3 percent.
Next steps
Questions? Reach us at support@boldswitch.ng.
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