Holding and spending USD
What you can do with your USD balance.
Last updated June 1, 2026
Your Boldswitch US bank account lets you hold a USD balance and use it across the app.
What you can do with USD
- Hold dollars in your USD balance for as long as you like.
- Send USD to other recipients from your balance.
- Convert between USD and NGN whenever you want a live quote.
Keeping track
Your USD balance and every USD transaction appear in your account history, separate from your Naira balance.
Tip: Watch the FX rate when converting USD to NGN so you convert at a rate you are happy with.
To convert your dollars, see How to convert NGN to USD and back. To add more USD, see Fund via ACH from a US bank.
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