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Fund via ACH from a US bank

Add money to your USD balance using ACH.

Last updated June 18, 2026


Once your US bank account is active, you can fund your USD balance using ACH from a US bank.

How to fund via ACH

  1. Open your USD account and tap Add money or Fund.
  2. Choose ACH as the funding method.
  3. Link your US bank account if you have not already, then select it.
  4. Enter the amount you want to transfer.
  5. Confirm the transfer to start the ACH deposit.

The funds appear in your Boldswitch USD balance once the ACH transfer settles.

Amounts and fees

  • The minimum ACH funding amount is $10.
  • A 1.75% fee applies to each ACH transfer.

Good to know

  • ACH transfers are not instant; they take a little time to clear.
  • Make sure your linked bank has enough available balance.

Tip: Your first ACH transfer can take a bit longer while the bank link is confirmed.

For settlement times and issues, see Deposit times and troubleshooting. To use your USD, see Holding and spending USD.

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