How to increase your limits
Steps to raise your balance, deposit, transfer and daily debit limits.
Last updated June 18, 2026
Raising your limits comes down to completing more verification and moving up tiers.
Steps
- Open Profile then Verification.
- Complete any remaining KYC steps — email, BVN, selfie, address and ID — to reach Tier 1.
- To go further, complete Tier 2: US ID, US address and income verification.
- Consider a higher membership tier for more included free daily transfers.
What each step unlocks
| Move | What it unlocks |
|---|---|
| Reach Tier 1 | Max balance ₦200,000, single transfer up to ₦20,000, daily debit up to ₦50,000 |
| Reach Tier 2 | Unlimited wallet balance, single transfer up to ₦1,000,000, daily debit up to ₦5,000,000, plus US banking features |
For the full breakdown of every limit at each tier, see Account limits by tier.
If you need a custom limit
Some accounts may qualify for tailored limits. If your needs exceed the standard tiers, reach out and we'll review your account.
Tip: Keep your profile details accurate and matching your ID and BVN — mismatches can delay an upgrade.
Email support@boldswitch.ng for help, and see Account limits by tier.
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