BoldswitchBoldswitchHelp
Boldswitch sites:Personal appBusinessBlog

Virtual card fees

What it may cost to create and use a Boldswitch virtual card.

Last updated June 18, 2026


Boldswitch virtual cards let you pay online. Fees and limits differ between USD and NGN cards.

USD virtual card

ItemAmount
Card creation$3
Minimum funding$3
Funding fee$1.50 (up to 2.5%)
Funding cap$100
Card balance limit$100,000
Transaction limit$10,000
Withdrawal fee$3
Chargeback fee$45
Paying in another currency3%

NGN virtual card

ItemAmount
Card creation₦1,000
Funding fee₦50 flat
Card balance limit₦10,000,000
Transaction limit₦1,000,000
Withdrawal fee₦50
Chargeback fee₦500

Using your card

When you pay in a currency different from your card, a currency fee applies — 3% on the USD card. For wallet conversions between naira and dollars, see FX conversion fees.

Good to know

  • The card creation fee and any transaction details are always shown up front.
  • Keep enough balance to cover both your purchase and any applicable fee.

Tip: Review the fee on the card creation screen before you confirm so you know the total cost.

For a full picture of charges, see the Fee overview.

Was this article helpful?