Virtual card fees
What it may cost to create and use a Boldswitch virtual card.
Last updated June 18, 2026
Boldswitch virtual cards let you pay online. Fees and limits differ between USD and NGN cards.
USD virtual card
| Item | Amount |
|---|---|
| Card creation | $3 |
| Minimum funding | $3 |
| Funding fee | $1.50 (up to 2.5%) |
| Funding cap | $100 |
| Card balance limit | $100,000 |
| Transaction limit | $10,000 |
| Withdrawal fee | $3 |
| Chargeback fee | $45 |
| Paying in another currency | 3% |
NGN virtual card
| Item | Amount |
|---|---|
| Card creation | ₦1,000 |
| Funding fee | ₦50 flat |
| Card balance limit | ₦10,000,000 |
| Transaction limit | ₦1,000,000 |
| Withdrawal fee | ₦50 |
| Chargeback fee | ₦500 |
Using your card
When you pay in a currency different from your card, a currency fee applies — 3% on the USD card. For wallet conversions between naira and dollars, see FX conversion fees.
Good to know
- The card creation fee and any transaction details are always shown up front.
- Keep enough balance to cover both your purchase and any applicable fee.
Tip: Review the fee on the card creation screen before you confirm so you know the total cost.
For a full picture of charges, see the Fee overview.
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