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If a transfer fails or is delayed

What to do when a transfer does not arrive on time.

Last updated June 1, 2026


Most transfers complete in seconds, but bank network issues can occasionally cause a delay.

First steps

  1. Open your transaction history and check the status of the transfer.
  2. If it shows Pending, wait a short while. Bank transfers can take a little longer during peak times.
  3. If it shows Failed, the amount is normally returned to your balance automatically.

If money left your balance but did not arrive

  • Confirm the recipient details on the transaction were correct.
  • Allow time for the recipient's bank to process the credit.
  • If it has not resolved, contact support with the transaction reference.

Tip: Keep the transaction reference handy. It helps support trace the payment faster.

Email support@boldswitch.ng with the reference and details. For getting recipient details right before you send, see Send to a Nigerian bank account.

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