Understanding deposit limits

Your deposit limits depend on your verification tier. The more you verify, the higher your limits.

Limits that apply to deposits

• Max single deposit: the largest amount you can add in one transaction.
• Max wallet balance: the most your wallet can hold at once.

Both increase as you move up verification tiers.

Limit	Tier 1	Tier 2
Max wallet balance	₦200,000	Unlimited
Max single deposit	₦200,000	₦50,000,000

If you are unverified (Tier 0), you can't transact until you complete verification.

How to raise your limits

1. Complete all KYC steps to reach Tier 1 (email, BVN, selfie, address, ID).
2. For higher USD limits and US banking, reach Tier 2 (US ID, US address, income verification).

Where to check

Open Profile then Verification to see your current tier and limits.

Tip: If a deposit is blocked because it would exceed your max balance, lower the amount or raise your tier first.

For the full breakdown, see Account limits by tier and How to increase your limits.